What are the features of a hurricane that is Category 4? On the NHC’s website, it says that catastrophic damage is likely. Even homes with strong frames can be severely damaged if they lose their roof and a few walls. The wind will knock down power lines and break or uproot most trees. Downed trees and power lines will cut off neighborhoods. Power outages could last for weeks at a time. There will be weeks or months when most sites won’t work.
What type of property damage is most likely to occur during a hurricane?
Here are things that can go wrong with the property during a hurricane.
Roofs
Category 4 hurricanes have winds of 130 to 156 miles per hour, which is more than enough to tear off even the strongest roofs. The experts from companies like PuroClean agree that the insurance company will decide whether to pay for the failure based on several factors. How much has this roof worn down? Have repairs been done before? Was it broken, or was it okay? And maybe most importantly, what kind of insurance did you buy? Standard insurance policies usually pay to get a roof back to how it was before a hurricane if it is relatively new and in good shape. Some will even pay for a new roof if the old one is badly damaged.
Interiors
Broken roofs, windows, and doors can let in heavy rain and flying objects, damaging walls, floors, and furniture. Is something else wrong on the inside? There are a lot of molds! Experts say that hurricanes often cause mold damage, but most insurance policies only cover a certain amount for this problem. Look for the best mold remediation companies Plantation has to offer if you need assistance with this matter.
Equipment
Water and power surges caused by hurricanes can damage a lot of different kinds of business equipment. Fire can damage transformers, generators, air conditioning systems, computer equipment, telephone systems, and electronic data processing.
Public Utilities
Constructions outside of the hurricane’s direct path are also at risk. These windstorms could cut off power lines, phone lines, and water supplies long after they hit land. People living and running businesses within 600 miles may need to make insurance claims.
How to proceed if your property has been damaged?
When your property is damaged, you can file a claim with your insurance company or a third party to help pay for repairs, replacement, and other hurricane remediation costs. Unfortunately, some insurance companies don’t send money without first making it hard to get it. They can do several different things. They might make you feel you’re to blame for your losses, try to get you to take a low-ball offer by denying or disputing your claims or dragging their feet, and more.
In conclusion
If your home or other property was damaged by a hurricane, take pictures of the damage before calling your insurance company. If you think your insurance firm denied your claim out of bad faith, a lawyer may be able to help you figure out what to do next.
