Steps to Take in Addressing Water Damage
Most people want to rebuild their lives after the floodwaters have gone away. But, porous building materials like wood that has been submerged in flooding most likely soaked up a large quantity of water. Floodwaters are usually polluted. Rebuilding prematurely might lead to mold and mildew growth, bugs and vermin infestations, and deterioration in building materials.
After the flood, you will need the services of your insurance company and a remediation company. A step-by-step process is specified below to help you manage water damage.
The Step-by-Step Process
- Call your insurance agent or a representative after a major catastrophe or when water damage hits your home.
- Your insurance firm will generally provide you with information concerning water restoration companies that will do the mitigation. The insurance company might call a remediation business, but remember that the restoration company works for you and not your insurance firm.
- To prevent additional costs, review your policy well and talk about the extent of the coverage with your insurance policy agent when it comes to flood cleanup and restoration.
- Research the damage restoration companies you will select for cleanup and remediation. Make sure these companies have a good performance history like PuroClean Canada.
- As quickly as the restoration company arrives, carefully talk about all the locations that need to be cleaned and dried up with their customer service rep. Walkthrough in your home with the representative and take photos of the damaged areas in your property. Your insurance coverage agent might advise what work needs to be conducted in your house, but ultimately, you will be the one to select what needs to be done.
- The restoration company will provide you with the estimated expenses of their service. There needs to be an agreement that you will need to sign before any restoration begins. After you sign this contract, you will be responsible for paying the restoration company and not your insurer.
- Many insurance policy claim settlements take on the expense of the cleanup done by the restoration company. Nonetheless, if the insurance coverage supplier denies your claim, you will be accountable for paying the restoration company for their services.
- In the weeks after the mitigation and restoration, inspect the locations to ensure that no moisture or dampness stays in your home.
A Rundown of the Process
You are not required to employ the restoration company your insurance firm recommended. Choose well-respected damage restoration companies with extensive experience in the industry; you can learn about them by reading PuroClean success stories. However, you have to make a quick decision to prevent additional damage to your residence.
If any issue surfaces after the remediation work, you have to take it up with the restoration company and not your insurance coverage provider. To prevent recurring concerns, pick reliable restoration companies with highly trained personnel and equipped with modern tools and devices.
Conclusion
As a homeowner, you are responsible for supervising the work being done on your property. It would help if you talked thoroughly with the agents of both insurance and restoration companies about all the particulars of the restoration project, from insurance coverage to actual mitigation and remediation of the water damages.
Even if you need to act immediately to minimize the damage, you still need to be sensible with your decisions and not allow the pressure to cloud your mind in picking the very best action for your home.